Electricians Insurance
From self-employed sparkies to growing electrical firms, electricians insurance protects you against the everyday risks of the job accidents on site, damaged property, stolen tools and disputes over your work.
It's about helping you get on with the job, knowing your business is properly covered. We're a specialist tradesman insurance broker, not a comparison site, so a real person builds your cover around the electrical work you actually do.
Electricians Insurance
Our Electricians policies can cater for sole traders just needing public liability cover with a few tools to 100+ employee businesses encompassing liabilities, stock, professional indemnity, buildings, hired in plant and much more.
- up to £25m liability limits
- All covers on one policy
- Tools in van overnight cover
- Option to remove height, depth and hot works restrictions
- Premiums start as low as £80 including IPT and fees
If you would like a quote, please get in touch with one of our sales team on 01228 586231.
What do our customers say...
"Excellent. Nothing is too much trouble."
Richard Waugh - Geltside Electrical Services Ltd
"Professional service with a personal touch."
Martin Scott - T& S Air Conditioning
What Is Electricians Insurance?
Electricians insurance is designed to protect electricians and electrical contractors from the risks you face on site and day to day. It can bundle several types of cover into one simple policy to keep your business finances protected against unexpected events such as accidents, property damage, tool theft and legal claims.
Whether you handle domestic rewires, commercial installations, testing and inspection, or larger contract work, we can help you arrange cover that reflects the real risks of your electrical work.
- All covers arranged under one easy to manage policy
- Public liability, employers' liability, professional indemnity, tools and personal accident options
- Tools in van overnight and tools in transit cover options
- Cover that reflects testing, inspection and certification responsibilities
- Suitable for sole traders, self employed electricians, limited companies and electrical contractors
- Suitable for NICEIC, NAPIT and other registered electricians
- Liability limits arranged to suit your contracts
If you'd like a quote, please get in touch with one of our team on 01228 586231
Why RAW's Electricians Insurance Works
Here's what makes working with us different from buying a generic policy online:
Combined Team Experience You Can Lean On
Dedicated Personal Claims Handler
All Covers on One Policy
Jargon-Free Advice
Tradesman Insurance by Policy Feature
Understanding what each policy protects helps you build the right safety net for your trade business. Here’s what different covers do and why they matter.
How Getting Covered Works
Getting the right electricians insurance doesn't need to be complicated. Our process is built to make protecting your electrical business straightforward, whether you're a sole trader or a growing contractor.
Quick Business Assessment
We start with a simple chat to understand the electrical work you do and the risks you face.
Tailored Quote
As an independent broker, we compare options from a range of insurers to find cover that fits how your business runs. We arrange the covers you actually need public liability, employers' liability, professional indemnity, tools and personal accident without adding extras you don't.
Setup and Ongoing Support
Once you're happy, we get your cover in place quickly, including policy documents and certificates where required. You'll also have a dedicated contact for questions, changes and claims, so your cover can keep pace as your business grows.
Why Arrange Your Electricians Insurance Through RAW Insurance?
- Tradesman insurance specialists: Our advisers work with electricians every day and know the gaps that trip electrical businesses up at claim time. We help you choose the right cover for the work you do.
- Independent broker, not a comparison site: We work with a range of insurers to find competitive electricians insurance for straightforward and complex risks alike.
- Tailored to your work: Whether you're a self-employed electrician or a business covering multiple sites, we build cover around what you actually do no unnecessary extras.
- Local office in Carlisle: Real people and real advice, available when you need them most.
Frequently Asked Questions
Public liability insurance isn't a legal requirement for electricians in the UK, but most clients, main contractors and sites won't let you start work without it. Employers' liability insurance is a legal requirement if you employ anyone, including an apprentice or electrician's mate.
